By H. Roy Austin, CPA, CMA, MBA

“One reason why some are always in debt is because they cannot do without the things they do not need.” – Roy L. Smith

Recently a client asked what procedure should be used to pay off loans incurred by the company. The company had some excess cash, and one of the owner’s goals was to be debt free. An interesting question.





By H. Roy Austin, CPA, CMA, MBA

“Learn from the mistakes of others, you can’t possibly live long enough to make them all yourself.” – Eleanor Roosevelt

How do you react when someone disagrees with you?  Are you defensive? Are your feelings hurt? Probably, but think about it, if people agree with you, what have you learned?





By H. Roy Austin, CPA, CMA, MBA

“A sale is a gift to the customer until the money is in the bank.” Nolan Bushnell, founder of Chuck E. Cheese

We all know cash flow is critical to the survival of any business or organization.  The timeless question is: how can we improve cash flow?





By H. Roy Austin, CPA, CMA, MBA

“It’s the little details that are vital.  Little things make big things happen.” – John Wooden

Building your business house in the swamp is difficult. You face potential hazards that can sink your business into the bog.

Risk management identifies factors that jeopardize the success of the company and includes a strategy to deal with those risks if they occur. The goal is to prevent adverse events from happening;





By H. Roy Austin, CPA, CMA, MBA

“Time Management is not managing time. It is managing ourselves.” – Steven Covey, “7 Habits of Highly Successful People”

Running a business can be overwhelming. You wonder, “How on earth do I do this?” How is there enough time to learn to manage the various functions of my business, use them effectively, keep improving myself, and devote time to my family?  In other words, “How do I manage my time effectively?”





By H. Roy Austin, CPA, CMA, MBA

“Effective leaders are made, not born. They learn from trial and error and from experience.” – Colin

All organizations rise and fall according to their leadership. Today, many companies, once giants in
their industry, either no longer exist or are a mere shell of what they were at their peak. Kodak was the
largest camera and film company in the world. Today Kodak barely rates a mention. Joseph Schlitz
Brewing was once the largest brewery in the United States, larger than Anheuser-Busch. You may not
have even heard of Schlitz. Many formerly successful organizations like these have crashed and burned,
while others, due to leadership, have risen from the ashes.





By H. Roy Austin, CPA, CMA, MBA

The DIY Virus is insidious and often leads to the death of a small business
and many personal difficulties. It invades our bodies, minds, and businesses
and we often don’t even know it is there until it is too late. It leads us to
believe we can do virtually anything even when we know we don’t have the
skills and/or knowledge for the task.

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